Why do I need a PIN for my MLS Forward Credit Card?

If you contact us to request it, you will be provided with a PIN for your MLS Forward Credit Card. The PIN (Personal Identification Number) can be used for certain transactions such as ATM cash advances and certain transactions overseas. For general purchases, you will not be required to provide your PIN. If a merchant asks for your PIN while making a purchase, advise the merchant that your MLS Forward Credit Card  is a “Chip” card and does not require a PIN in order to complete the transaction.

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