Why does my payment status for the credit card say "pending"?

Great question! A payment to the MLS Forward Credit Card will be in a pending status for overnight processing. If a customer initiates a payment before 5:00 pm CT on a given day, the customer will receive credit for making the payment that day. However, the payment itself may be in a pending status until the funds are received and have cleared from the customer's financial institution. Once the payment clears, the customer’s current balance will be adjusted to reflect the payment amount they’ve initiated.