Why did you report my balance increased from last month when I made the scheduled payment?

The balance reported to the credit bureaus includes your principal balance, interest accrued, and any fees, if applicable. The balance reported will be reflected as of the last day of the previous month. If your scheduled installment was made early, particularly in the prior month, your balance may seem to have increased since no payments were received from the first of the prior month to the last of the prior month.

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