Can I remove past negative reporting?

The following FAQ applies only to the unsecured personal loan product. Please click here to contact us for inquiries related to AvantCard and secured personal loan.

When we report customer activity, we are required by law to report fairly and accurately, even if this reporting includes negative information. If you were reported late to the credit bureaus, and then subsequently catch up on your payments, your account will be reported as current moving forward, but previous negative information cannot be changed if it is found to be accurate.

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