AvantCard Credit Line

What is my available credit? 

Your available credit, also known as “open to buy”, represents the amount (in dollars) accessible to you and available to make purchases. This amount may not reflect payments that are in pending status.

I would like to increase my credit line

We may periodically review your account for credit line increases, but you may also call us at 1-855-AVANTCARD to request a line increase at any time.

Approval for line increases is subject to many factors and may not be granted to your account.

I would like to decrease my credit line

In order to request a credit line decrease, please contact an AvantCard customer specialist at 1-855-AVANTCARD.

Why was my credit line increased?

Our AvantCard customers are periodically screened for eligibility for an increase in their credit line. It might have been determined that you qualify for a credit line increase and your credit limit has been adjusted. 

What if I go over my limit?

AvantCard does not charge a fee for customers exceeding their credit limit. However, we do advise customers that are overlimit to make a payment to bring the outstanding balance below their credit limit to remain in good standing and to avoid potential collections activity. Avant may also decline any transaction in excess of a customer’s credit limit.  

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